guide · phone app · Solana, Base, BNB Chain, Ethereum, Monad, Robinhood Chain
How to use FOMO
FOMO is a phone app first: a social feed of what other traders buy, a leaderboard by real PnL, one-tap buys, and a single USD balance that trades on six chains without bridging. Apple Pay and card on-ramps make it the easiest way in for someone who has never held crypto. A web app exists since April 2026.
10% off trading fees, entered at sign-up
Stated in the platform's own referral documentation. It applies when you sign up through the link.
Step by step
1Install FOMO through the link and sign upApp Store, Google Play or the web app. Sign up with Apple ID or Google. Enter the referral on the sign-up screen; it is the only chance to get the 10% fee discount.
2Let it create your wallet and turn on Face IDA Solana and EVM wallet is created automatically, no seed phrase to write down. Face ID is required later for withdrawals and key export.
3Fund with card, Apple Pay or USDCProfile, then Deposit. Sending crypto? Only USDC on the selected chain. Native SOL deposits are not accepted and USDC on the wrong network does not show up.
4Find the token and read the report firstSearch by name or paste the contract address from the ApeCheck report, or browse Trending and Gainers. Check the score and Heat before you tap Buy.
5Buy and sell in one tapTap the token, Buy, amount, confirm; the fee is shown before you confirm. Sells have a 2 USDC minimum, and positions under 2 dollars become dust you cannot sell in-app.
6Cash outWithdraw USDC to an external wallet, or to a US bank after identity verification. Outside the US it is crypto only.
What FOMO does
- • Social feed of every trade; follow traders and post a thesis
- • Leaderboard ranked by real PnL
- • One-tap buy from any token page
- • One USDC balance across six chains, no bridging
- • Apple Pay, debit card, Coinbase Pay and USDC deposits
- • Built-in non-custodial wallet with private-key export
- • Portfolio chart and PnL across chains
- • Perps (not for US persons); no automated copy trading
What beginners get wrong
- • Sending SOL, or USDC on the wrong network, to the deposit address. Only USDC on the selected chain arrives.
- • Missing the referral field at sign-up. It cannot be added in the app afterwards.
- • Buying tiny amounts. The flat minimums make small trades expensive, and anything under 2 dollars becomes unsellable dust unless you export the key to another wallet.
Who holds the keys
Non-custodial embedded wallet: the key is split and only reassembled inside a secure enclave, FOMO cannot move or freeze funds, and you can export the private key under Settings with Face ID.
Before the first trade: scan it
Paste the contract address on the scanner or open the Runners board. Every report has a FOMO button that opens the token directly. New to memecoins altogether? Start with how to buy memecoins on Solana.
FAQ
Does the FOMO referral give a discount?
Yes. FOMO's help center states referred users pay 10% less in trading fees, applied automatically, if the code was entered at sign-up.
What does FOMO actually charge?
It depends on size: 0.10 USDC flat under 5 USDC, 2% up to 47.50, 0.95 USDC flat up to 190, and 0.50% above that. On Solana that includes gas and rent.
Is FOMO good for a first memecoin?
It is the gentlest entry: card or Apple Pay in, no seed phrase, and the fee is shown before every confirm. Scan the token on ApeCheck first, the app does not do that for you.
Facts checked against FOMO's own documentation on 2026-09-08; confirm current fees inside the app. ApeCheck earns a share of platform fees when you sign up through these links, at no cost to you. Not affiliated with FOMO. Not financial advice.